|
1
|
Rural/Urban Housing Loan
|
08.95%
|
|
2
|
S.T. Agricultural Loan
|
5.00%
|
|
3
|
Cash Credit Fertilizer
|
10.00%
|
|
4
|
Cash Credit (Essential Commodities)
|
10.00%
|
|
5
|
Short Term Consumption Loan- Non Agriculturist Member of PACS
|
8.50%
|
|
6
|
Short Term Consumption Loan- Agriculturist Member of PACS
|
10.00%
|
|
7
|
M.T. Agri. Loans
|
11.50%
|
|
8
|
Mai Bhago Scheme (Fixed by RCS Pb. Letter No. 15194 dated 03.10.2008)
|
7.50%
|
|
9
|
Revolving Cash Credit limit (NABARGD)
|
12.00%
|
|
10
|
Revolving Cash Credit limit (Own Resources)
|
12.00%
|
|
11
|
Non Farm Sector
|
13.00%
|
|
12
|
Cold Storage/Rural Godown
|
12.00%
|
|
13
|
SGH/SGSY-Upto Rs. 50,000/-
|
9.50%
|
|
14
|
SGH/SGSY-Above Rs. 50,000/-
|
10.00%
|
|
15
|
Vehicle Loans
|
09.25%
|
|
16
|
Second hand Car Loan
|
11.50%
|
|
17
|
CC limit to Traders
|
14.00%
|
|
18
|
Two Wheeler Loan
|
12.00%
|
|
19
|
Loan for Purchase of Consumer Durable (CD Loan)
|
15.00%
|
|
20
|
Personal Loan
|
16.00%
|
|
21
|
Personal Loan (Staff)
|
12.00%
|
|
22
|
Loan to Students (Education Loan)
|
11.00%
|
|
23
|
Coop. Education Loan to the Children of poor farmers, Dalits, SC/BC & Other Poor Sections
|
11.00%
|
|
24
|
Loan against NSC/KVP
|
10.00%
|
|
25
|
OD limit SB A/c (Staff)
|
10.00%
|
|
26
|
CC Limit - Sugar Consortium
|
11.50%
|
|
27
|
Loan to Mills for cane payment
|
11.50%
|
|
28
|
Cane Seed Loan to individual members of Mills
|
11.50%
|
|
29
|
Loan & CC limit to L&C Societies
|
13.00%
|
|
30
|
Loan & CC Limit to Industrial Societies and Weavers Societies)
|
13.00%
|
|
31
|
Loan to members to milk Producers Societies
|
10.25%
|
|
32
|
Dairy Loan to farmers/Mini Dairy Loan Scheme
|
10.25%
|
|
33
|
Commercial Dairy Loan
|
10.25%
|
|
34
|
Loan for Purchase of Cow
|
10.25%
|
|
35
|
Loan landlords of buildings for construction of Branch Officers
|
13.00%
|
|
36
|
Loan against property
|
14.00%
|
|
37
|
Loan Scheme for Earnest Money
|
13.00%
|
|
38
|
Loan against rental income Scheme
|
13.00%
|
|
39
|
Punjab Farmer Commission's Scheme -Setting up of Net House
|
12.00%
|
|
40
|
Punjab Farmer Commission's Scheme - Setting up to Agri. Service Center
|
12.00%
|
|
41
|
Joint Liability Group (JLG)
|
16.00%
|
