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1.
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Collecting Outstation Cheques
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Upto Rs. 5000/-: Rs. 25/- per instrument.
From Rs. 5001/- to Rs. 10,000/-: Rs. 50 per instrument.
From Rs. 10,000/- to Rs. 1 lakh: Rs. 100 per instrument.
Above Rs. 1 lakh: Rs. 150 per instrument.
(all to be inclusive maximum amount chargeable by banks + service tax as applicable)
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Same as from other customers.
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2.
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Bills Upto Rs. 10,000
Rs. 10,000 and above
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Rs. 50/- postal charges.
Rs. 6/- per thousand, min Rs. 100/- and max. Rs. 12,000/- plus postage.
*No collection charges to be levied for collection of local cheques/drafts. However,
out of pocket expenses be recovered in full.
*Collect charges in cases of outstation cheques/bills should be levied on the gross
amount of instrument.
Further, No charges to be taken from Senior Citizens/Pensioners for collection of
pension upto Rs. 10,000.
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Same as from other customers.
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3.
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Cheques/Bills returned unpaid - Local Cheque/Bills, In case of Loan Cheques returns
in Outward Clearing
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Rs 50/- for Outward Clearinng returns
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Same as other customers
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Charges on First Return
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Rs 100/- per intrument
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Same as other customers
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Charges on Second Return
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Rs 200/- per intrument
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Same as other customers
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Charges on Third Return
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Rs 500/- per intrument
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Same as other customers
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Outstation Cheques/Bills
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Rs 100/- plus postage charges
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Same as other customers
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4.
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Insurance of Demand Drafts/Telegraphic Transfers/Mail
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Rs. 20/-
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Every staff member should be entitled for 2 drafts/payorders in a month, upto Rs
1.00 per lacs in total, only from his salary account i.e. under Product 302 (where
salary is being credited), further the facility is not applicable in case of DDs
are purchased from other banks, staff members shall bear the actual expenses as
charged by the other bank.
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Upto 5000 > Rs. 5000
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Rs. 40/-
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Upto Rs. 10,000
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Rs. 2.00 per thousand as per thereof and Minimum Rs. 20/-, Maximum Rs. 10,000/-
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5.
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Issuance of Duplicate Drafts
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Rs. 100/-
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Same as from other customers
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6.
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Revalidation/Cancellation of Draft
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Rs. 50/-
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Free
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7.
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Issuance of Pay Order/Banker Cheque
Upto Rs. 5000 > Rs. 5000
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Rs. 20/-
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As combined with issuance of DDs
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Upto Rs. 10,000/-
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Rs. 40/-
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As combined with issuance of DDs
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Above Rs. 10,000/-
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Rs 2.00 perthousand or part thereof and Minimum Rs. 20/- Maximum Rs. 10,000/-
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As combined with issuance of DDs
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8.
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Issuance of Duplicate Banker's cheques/DDs
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Rs. 100/-
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Same as from other customers
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9.
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Revalidation/Cancellation of Pay order/DDs
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Rs. 50/-
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Same as from other customers
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10.
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Standing Instructions
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No charges for registration
Rs. 50/- per transaction, involving credit to account in another branch or State,
remittance chrges at the prescribed rate and actual postage shall be recovered additionaly,
charges to be levied in the account from which the amount is transferred.
Rs. 10/- for Standing instructions for the transfer of amount under same Customer
ID within the branch from one account to another account is proposed (for all type
of transactions).
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Free
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11.
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Safe Custody Charges
Scripts
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Rs. 50/- per annum
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Same as from other customers
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12.
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Stop Payment Instruction
All types of accounts
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For CBS Branches
Rs. 50 per instruction (Upto 2 instruments), after that Rs. 20 per instrument and
Rs. 200 for a continous series upto 20 instruments.
For Non-CBS Branches
Rs. 50 per instrument
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Same as from other customers
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13.
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Statement of account.
All types of accounts.
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Current Account
One statement for current month FREE.
Rs. 50/- for duplicate statement upto one year old entries.
Rs. 100/- for statement prior to 1 year.
Saving Account
Rs. 50/- for any type of statement, except in case the statements are required for
loan cases from same branch.
Should be generated and given after taking written request.
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Free only for 302 product (in which salary is being credited) should be generated
and given after taking written equest.
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14.
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Duplicate Pass Book
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Rs. 50/- with one month entries, but should be issued on written request only. there
after copy of statement is given as per charges mentioned above.
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15.
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Maintenance of Minimum Balance
Saving Bank Deposits
The customer who does not maintain minimum balance of Rs. 5000/- and Rs. 1000/-
with cheque book facility in his account, the service charges shall be levied at
the following rates per month.
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Rs. 50/- per month
Chrges will be debited every month.
Except for Ex staff members and Senior Citizens.
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No minimum balance is required for Salary Account where the salary is being credited
under Product 302.
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16.
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Current Account (CBS Branches)
Minimum Balance Rs. 5000/-
*If the balance in the account is less than the amount available should be deducted
and remaining amount should be kept in hold upto 3 months, after 3 months the account
should be closed under intimation to the customer by ordinary post.
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Rs 250/- per month and charges will be debited every month for non-maintenance of
minimum balance.
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Non-CBS Branches
Minimum balance Rs. 2000/-
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Rs 100/- per month.
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17.
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Cheque Book Charges
Saving Account
Current Account
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One cheque book contains 20 leaves free per half year & Rs. 2.5 per leaf for
extra cheques.
Rs. 3.00 per leaf, No free cheque book is to be issued in Current Account.
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One cheque book of 10 leaves every month of salary account under Product 302 is
to be given free, Rs. 2.50 per leaf for extra cheques.
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18.
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Charges of excess debit entries in SB Account
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For CBS Branches
After 30 Manual Debit entries per half year, Rs 5 per entry should be debited by
system.
For Non-CBS Branches
Rs. 20/- per entry for over and above 30 entries per half year.
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No Charges for Product 302 where staff ODs are maintained.
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19.
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Payments under CBS
Other than parent branch
Cash Payment/Deposits under CBS
Other than parent branch stomers.
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Upto - Rs. 20,000/- free of cost.
Above Rs. 20,000/-upto Rs. 50,000/-: Rs. 50/- should be charged by syatem, only
for cash transactions.
Max. Limit is Rs. 50,000/- and payment above Rs. 20,000/- is to be made done by
Cheque only.
Further, there should not be any restriction of amount in Transfers of payments/banking
services other than that cash transactions for inter branch.
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No charges for staff under Product 302 (Salary account) is proposed under inter-branch
Cash payments. Max. Limit is Rs. 50,000/- and payment above Rs. 20,000/- is to be
made done by cheque only.
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20.
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Locker Rent
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Rent
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Small Locker
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700/- p.a.
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50% concession on one locker in Locker rent.
NOTE: In case of loss of key of the Lockers, actual expenditure incurred for breaking
open the locker and changing the lock by the manufacturers of lockers, should be
recovered from the account holders.
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Medium
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1200/- p.a.
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Big
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2500/- p.a.
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Extra Large
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4000/- p.a.
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21.
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Penalties for Locker Rent in default.
Small
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Penality charges per Quarter or part
Rs. 100/-
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Penalty - Same as to be charged from other customers.
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Medium
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Rs. 200/-
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Big
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Rs. 300/-
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Extra Large
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Rs. 500/-
* Any default will attract penalty charges for a full quarter.
The rent should become due w.e.f. 1st of succeding month, in which the locker is
leased out. One month may be allowed for payment of rent due.
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22.
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Cash deposit in Current Account (except Govt./Coop) Institutions.
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Current
Upto Rs. 1 lakh - Free
Above Rs. 1 lakh - denomination upto Rs. 100/- - Rs. 10 per packet.
Denomination above Rs 100 - Rs 8 per packet Max Rs. 10,000/-
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23.
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Account closer before six months
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Rs. 150 - Saving Accounts.
Rs. 500 - Current Accounts.
(on account of death of customer no charges should be levied)
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No Charges
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24.
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Photo attestation charges
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Rs. 50/- for Saving Accounts.
Rs. 100/- for Current Accounts.
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No Charges
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25.
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Signatures verification charges
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Rs. 50/- for Saving Accounts.
Rs. 100/- for Current Accounts.
Free for - Students, Defence forces, War widows, Physically Handicap & Signature
attestation for ECS purpose.
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No Charges
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26.
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Interest certificate/Balance certificate
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First copy - free
Subsequent copy - Rs.50/- per copy.
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No Charges
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27.
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Closing of RD Account before maturity
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Rs. 100/-
On account of death of customer no charges should be levied.
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Same as from other customers
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Penalty for late payment of RD installment
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Penalty Charges to be levied for delayed installments in Recurring Deposit Accounts
@ Rs. 2/- for Rs. 100/- p.m. irrespective of periodicity of deposit (Minimum Rs.
20/-).
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28.
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Bank Guarantee against deposit
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Rs. 500/- +
Upto Rs. 5,00,000 - 2% p.a.
Above Rs. 5,00,000 - 1% p.a.
Charges to be levied at the time of issuing of guarantee.
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Same as from other customers
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29.
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ECS Clearing Return
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Rs. 50/- per entry
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Same as from other customers
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30.
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ECS Cheque Return
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Rs. 50/- for inward clearing return.
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Same as from other customers
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