Performance Highlights
The Ropar Central Cooperative Bank Ltd., Ropar was established on 29/01/1927.
We have a network of 25 branches in the Bank. The Bank owns 4 buildings, 2 at Ropar and one each at Morinda and Nangal.
There are 482 member socities in the bank out of which there are 102 Cooperative Agriculture Service Societies operating in the district.
The deposits are insured under DICGC Act.
The bank has been granted license from RBI.
The bank has elected Board of Directors.
The bank has been classified as 'A' Class bank.
| Particulars | 2016-17 | 2017-18 | 2018-19 | 2019-20 |
|---|---|---|---|---|
| Share Capital (in lakhs) | 564.12 | 564.77 | 562.52 | 579.54 |
| Deposits (in lakhs) | ||||
| (i) Demand Deposit | 22529.3 | 21417.54 | 24706.81 | 23589.15 |
| (ii) Time Deposit | 29360.78 | 27867.86 | 24836.6 | 30982.66 |
| (iii) Total Deposit | 51890.08 | 49285.4 | 49543.41 | 54571.81 |
| Investments | ||||
| (i) SLR | 11528.45 | 11528.45 | 10693.56 | 10190.05 |
| (ii) NON-SLR | 19637.13 | 19910.42 | 23329.31 | 27965 |
| Loan Outstanding (in lakhs) | 34830.1 | 36713.15 | 33298.59 | 33024.09 |
| NPA (%) | 6.42 | 7.42 | 7.44 | 6.97 |
| Working Funds (in lakhs) | 74973.38 | 75611.75 | 72071.99 | 74997.54 |
| Net Profit (in lakhs) | 126.03 | 235.78 | 260.98 | 305.09 |
| Business Analysis | ||||
| (i) Per Branch | 3468.8 | 3439.95 | 3313.68 | 3503.84 |
| (ii) Per employee | 952.97 | 988.49 | 1035.52 | 1108.81 |
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