Interest Rates on Loans
| Sr. No. | Types of Loan | Rate of Interest |
|---|---|---|
| 1. | Rural/Urban Housing Loan | 07.90% |
| 2. | S.T. Agricultural Loan | 5.00% |
| 3. | Cash Credit Fertilizer | 10.00% |
| 4. | Cash Credit (Essential Commodities) | 10.00% |
| 5. | M.T. Agri. Loans | 11.50% |
| 6. | Mai Bhago Loan Scheme | 7.30% |
| 7. | Revolving Cash Credit Limit | 10.00% |
| 8. | Non Farm Sector | 13.00% |
| 9. | Cold Storage/Rural Godown | 12.00% |
| 10. | Vehicle Loans | 08.50% |
| 11. | Second hand Vehicle Loan Scheme | 8.50% |
| 12. | CC limit to Traders | 10.00% |
| 13. | Two Wheeler Loan | 12.00% |
| 14. | Consumer Durable Loan Scheme (CD Loan) | 10.80% |
| 15. | Personal Loan | 10.80% |
| 16. | Personal Loan (Staff) | 8.80% |
| 17. | Loan to Students (Education Loan) | 11.00% |
| 18. | Coop. Education Loan to the Children of poor farmers, Dalits, SC/BC & Other Poor Sections | 11.00% |
| 19. | Loan against NSC/KVP | 10.00% |
| 20. | OD limit SB A/c (Staff/Others) | 08.80% |
| 21. | CC Limit - Sugar Consortium | 11.50% |
| 22. | Loan to Mills for cane payment | 11.50% |
| 23. | Cane Seed Loan to individual members of Mills | 11.50% |
| 24. | Loan & CC limit to L&C Societies | 11.00% |
| 25. | Loan & CC Limit to Industrial Societies and Weavers Societies) | 13.00% |
| 26. | Loan to members to milk Producers Societies | 10.25% |
| 27. | Dairy Loan to farmers/Mini Dairy Loan Scheme | 10.25% |
| 28. | Commercial Dairy Loan | 10.25% |
| 29. | Loan for Purchase of Cow | 10.25% |
| 30. | Loan against property | 14.00% |
| 31. | Loan Scheme for Earnest Money | 13.00% |
| 32. | Loan against rental income Scheme | 13.00% |
| 33. | Punjab Farmer Commission's Scheme -Setting up of Net House | 12.00% |
| 34. | Punjab Farmer Commission's Scheme - Setting up to Agri. Service Center | 12.00% |
| 35. | Joint Liability Group (JLG) | 16.00% |
| 36. | House Loan Bank Staff | 8.00% |
| 37. | Repair & Renovation of Rental Houses | 09.50% |
| 38. | Vehicle Loan Staff | 08.00% |
| 39. | Two Wheeler Loan to Farmer | 12.00% |
| 40. | Scheme for Overdraft Facility to Salary Earners | 13.00% |
| 41. | Personal Loan Scheme for Professionals | 16.00% |
| 42. | Scheme for Financing E-Rikshaw | 9.50% |
| 43. | Sehkari Green Energy Loan Scheme | 10.50% |
| 44. | Saral Vyapar Loan Scheme | 12.00% |
| 45. | S.T Agriculture (Overdue) | 6.00% |
| 46. | Piggery Loan Scheme | 10.25% |
| 47. | Goat Rearing Loan Scheme | 10.25% |
| 48. | Bee-Keeping Loan Scheme | 10.25% |
| 49. | Fishery Development Loan Scheme | 10.25% |
| 50. | Cooperative Liquidity facility(CLF) Loan Scheme | 7.75% |
| 51. | Liquidity Support Scheme(LSS) Loan Scheme | 7.75% |
| 52. | Medium Term Loan To Farmers(MTLF) | 7.75% |
Earnest Money: Fixed by the Bank
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